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Deposit Rates
Z-Money Market
/ APY
Z-Checking
/ APY
Z-Share
/ APY
Quoted Rates, dividends, annual percentage yields (APY) and rates (APR) are subject to change daily at the discretion of the Board of Directors.

Accounts

Isn't it time you had your own accounts? Zard members have a variety of special products and services available to them through the Credit Union.

Z-Share

Become an SECU member by opening a Z-Share account. Start saving now with a special Z-Share rate and you will earn more on your money! $25 minimum opening deposit and balance required.

Z-Checking*

Are you ready to have more control over your money? A Z-Checking account has no minimum balance and a monthly fee of only $1.00. This account is interest bearing and overdraft protection is available. Financial responsibility begins with Z-Checking.

* Must have parent or legal guardian as co-owner if Zard member is under 18.

Z-Money Market

Saving for something special? With a competitive interest rate and easy accessibility, the Z-Money Market account is great for short or long-term saving. $250 minimum opening deposit and balance required.

Z-Certificate

A Z-Certificate is a high-yield, fixed term investment account. It is also known as a share term certificate, certificate of deposit or CD. Minimum deposit is $250 and there is no service charge. Make your money work hard for you by taking advantage of these 6-60 month certificate options - an excellent way to save for long-term goals!

Rates & Fees

Our products and services have competitive rates and minimal fees.