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Deposit Rates
Z-Money Market
/ APY
Z-Checking
/ APY
Z-Share
/ APY
Quoted Rates, dividends, annual percentage yields (APY) and rates (APR) are subject to change daily at the discretion of the Board of Directors.

Z-Checking

Are you ready to have more control over your money? Z-Checking is the next step. With this account you can write checks and use your own Zard Card. If you are under the age of 18, a parent or guardian must be a co-owner.
  • Current interest rate is %/% APY1
  • $ required minimum balance2
  • $1.00 monthly maintenance fee
  • Free first box of personal checks
  • Free 50 checks per statement period
  • Any cleared checks exceeding 50 are charged $.20 per check
  • Overdraft protection is available
  • Zard Card for purchases and ATM transactions
  • Access Z-Checking via ATM, ASK SECU, Member Access, branch and SECU Call Center
  • Interest automatically transfers monthly into your Z-Checking account
  • Unlimited deposits and withdrawals
Keep in mind that more control means more responsibility and financial responsibility begins with Z-Checking!

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1Quoted rates and annual percentage yields (APY) are subject to change daily.
2Initial deposit must cover cost of initial maintenance fee(s).