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Deposit Rates
Z-Money Market
/ APY
Z-Checking
/ APY
Z-Share
/ APY
Quoted Rates, dividends, annual percentage yields (APY) and rates (APR) are subject to change daily at the discretion of the Board of Directors.

Cash Points

A CashPoints card is a debit card that can be used for ATM withdrawals or purchases. For Zard members under 18, a parent or legal guardian must be a co-owner on accessed accounts. A CashPoints card requires PIN entry for all purchases. Funds are debited directly from the Z-Checking account. If you are interested in a debit card, check out the Zard Card.