Payroll Deduction

Payroll Deduction allows you to have a portion of each payroll check deducted and deposited to a Zard account.

• Conveniently deposit money in your accounts¹ without visiting a branch
• Make personal loan payments and qualify for a ½% lower interest rate on personal loans
• Establish and maintain a savings program
• Can be requested and maintained through Member Access

Payroll Deduction is only available to members who are employed by the State of North Carolina, including state agencies and school systems. Contact your payroll office or your local branch to determine if you are eligible for this service. Ineligible members may wish to establish a recurring funds transfer.

Members who wish to deposit their entire paycheck to a credit union account should consider direct deposit.











¹ VISA credit cards are not eligible for Payroll Deduction payments.