Isn't it time you had your own accounts? Zard members have a variety of
special products and services available to them through the Credit Union.
CashPoints Global (CPG)
is a non-interest bearing controlled spending account with electronic
only access through your CPG card. There are no checks and no paper statements, and since all
transactions are limited to the available funds in the account, no overdraft or NSF fees are incurred.
Are you ready to have more control over your money? A checking
has no minimum balance and a monthly fee of only $1.00.
This account is interest bearing and overdraft transfer service is available.
Financial responsibility begins with your checking account.
* Must have parent or legal guardian as co-owner if Zard member is under 18.
Coverdell Education Savings Account (CESA)
State Employees' Credit Union offers the Coverdell Education Savings Account
as a method of saving for elementary, secondary and higher education expenses.
Saving for something special? With a competitive interest rate and
easy accessibility, the money market
account is great for short or
long-term saving. $250 minimum opening deposit and balance required.
North Carolina 529 Plan
The North Carolina 529 Plan
is offering an SECU deposit account as one of its 14 investment
options. The option is called the Federally-Insured Deposit Account and it is available to members and non-members. Investments in the
Federally-Insured Deposit Account are fully insured by NCUA as deposits of a public unit, the North Carolina State Education Assistance Authority.
The Credit Union is required to follow regulations set forth by the Federal Reserve Bank. Regulation D
governs the amount
of reserves that a financial institution must set aside based on deposit accounts.
Share Term Certificate (STC)
A share term certificate
is a high-yield, fixed term investment account.
The minimum deposit is $250 and there is no service charge. Make your money
work hard for you by taking advantage of these 6-60 month certificate
options - an excellent way to save for long-term goals!
Become an SECU member by opening a Z-Share
account. Start saving now
with a special Z-Share rate and you will earn more on your money! $25
minimum opening deposit and balance required. Zard members are eligible to receive group term life insurance coverage in the amount of $1,000 at no cost.
Rates & Fees
Our products and services have competitive rates