Visa® Credit Card
When used responsibly, a credit card can be a great way to establish a lending relationship with your financial provider and build a positive credit history. SECU’s Visa credit card can be used to make purchases at a great low rate.
Apply for a new SECU Visa Credit Card through Member Access
To see all the great features our SECU Visa credit card has to offer and current rate, visit SECU’s website
- Must be at least 18 years old or otherwise eligible for lending services to apply
- Must have verifiable, independent source of income to support the request2
If you don’t have sufficient income to qualify for a Visa Credit Card on your own, you can apply with a co-applicant.3
Customize Your PIN
To select your own PIN, call (888) 886-0083
and follow the prompts to customize or reset your PIN.
Credit Line Increases
You can request a credit line increase through Member Access, at your local branch or by calling Member Services at (888) 732-8562
. Credit line increase on an existing card are permitted regardless of the state in which you currently reside.
We may automatically increase your credit limit from time to time based on your repayment history and other factors. We will notify you of any automated increase. You can decline any automated increase simply by letting us know.
Note: Member Services offers Lending Services from 8:00 am – 9:00 pm (Eastern).
1Members must be 18 years of age or otherwise eligible for lending services to apply. New lending is limited to residents of North Carolina, South Carolina, Georgia, Tennessee and Virginia.
2Applicants under the age of 21 must have verified and independent means of repayment to support the credit line amount extended unless applying with a co-applicant who is 21 years old or older. If both applicants are under the age of 21, each must have verified and independent means of repayment to support the minimum payments.
3If applicants under the age of 21 apply with a co-applicant who is 21 years old or older, the co-applicant must have sufficient income to support the minimum payments.