Deposit Rates
Money Market
Quoted Rates, dividends, annual percentage yields (APY) and rates (APR) are subject to change daily at the discretion of the Board of Directors.

Member Access

Member Access is a safe, easy and free way to access your accounts online, all with just a click of a button! Experience the convenience of a branch at your fingertips!


Your User ID and Password are encrypted using Secure Socket Layer (SSL) technology and submitted to a secure URL (https:).


Just a few simple steps to enroll and you will have immediate access to your accounts.


There is no sign up fee or monthly charge for Member Access enrollment.

Here are some of the benefits of becoming an online user through Member Access:

  • View the past 120 days of transactions and cleared check images
  • View up to 18 months of statement images
  • Transfer funds between accounts
  • Pay bills with online BillPay
  • Apply for accounts and loans
  • Access your accounts online through Quicken
  • Look up car values using Chrome Showroom or NADA used car value guide in the Auto Center
Zard members can access their accounts via Member Access, wherever internet access is available. Online, members may perform most of the same transactions and maintenance that is conducted at a branch.
  • View account balances and information
  • Transfer funds between accounts
  • Customize User ID and Password
  • View images of monthly statements and cleared checks
  • Process recurring wire transfers
  • Apply for accounts and loans
  • Pay bills online with BillPay
  • Order checks and deposit slips
  • Request stop payments
  • Request check or statement copies
  • Submit a change of address for your accounts
  • Apply for overdraft transfer service
  • Request a new or modify an existing recurring Funds Transfer
  • Research car values and initiate vehicle purchases
  • Utilize a variety of financial tools
  • Communicate directly with SECU via secure message