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Deposit Rates
Z-Money Market
/ APY
Z-Checking
/ APY
Z-Share
/ APY
Quoted Rates, dividends, annual percentage yields (APY) and rates (APR) are subject to change daily at the discretion of the Board of Directors.

Membership Eligibility

State Employees' Credit Union is a member-owned, non-profit cooperative. Membership is limited to persons who meet the eligibility requirements.

Eligibility Requirements

  • Employees of the State of North Carolina and Federal employees working in conjunction with State departments
  • Employees of Public Boards of Education
  • Employees of associations formed for the benefit of State employees, such as State Employees' Association of North Carolina, N.C. Association of Educators, State Employees' Credit Union, and non-remarried spouses of persons who died while in the field of membership of the Credit Union
  • Persons retired from the above employment as pensioners and/or annuitants from the above employment or services
  • Persons in the immediate family of current Credit Union members (defined as spouses, parents, children, and siblings of a member), persons living in the same residence maintaining a single economic unit with a member, and organizations of such persons
  • Employees of agencies or departments whose employees are subject to the State Personnel Act
    Employees of county, municipal, and related government units (excluding employees of county departments of Social Services, Health, Mental Health, and Civil Defense) who currently have a Credit Union chartered by North Carolina or the Federal Government and who are included in that field of membership are not eligible for membership in the State Employees' Credit Union
  • Societies, and co-partnerships composed primarily of individuals who are eligible for membership, and corporations whose stockholders are composed primarily of such individuals, may be admitted to membership in the same manner and under the same conditions as individuals
  • All members of the North Carolina National Guard
If you meet one of these eligibility requirements, you can become a member by opening a share account with a minimum deposit of $25. You can view and print a copy of our Rules and Regulations brochure for more information regarding your new deposit accounts with the Credit Union. To request membership, complete and return the SECU Membership Information Form to your local branch or the Call Center.