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Deposit Rates
Z-Money Market
/ APY
Z-Checking
/ APY
Z-Share
/ APY
Quoted Rates, dividends, annual percentage yields (APY) and rates (APR) are subject to change daily at the discretion of the Board of Directors.

Funds Transfer

Funds Transfer allows you to automatically transfer funds from one Zard account to another on a recurring basis.
  • Establish recurring transfers to be made on a regular basis
  • Transfer from Z-Checking, Z-Share or Z-Money Market accounts
  • Transfer to any Zard account including loans and credit cards
  • Make loan payments and qualify for a ½% lower interest rate on personal loans
You can establish a Funds Transfer in Member Access using the Move Money tool when signed into Member Access.