Quoted Rates, dividends, annual percentage yields (APY)
and rates (APR) are subject to change daily at the discretion of the Board
of Directors.

- $ minimum opening deposit
- No service charge
- Interest rate remains the same for the duration of the certificate
- Most share term certificates have a higher interest rate than a money market account
- Interest rates increase as the maturity period lengthens
- Maturity periods of 6, 12, 18, 24, 30, 36, 48 and 60 months
- No withdrawals or deposits can be made except for canceling the certificate
- Fees for canceling a certificate is 90 days interest or all interest earned, whichever is less
- Interest automatically transfers monthly to another deposit account
(Z-Share, checking or money market)
^{1} - At the end of the maturity period, you have the option to renew the certificate at the current interest rate

% /
% APY (6 Months)^{2} |

% /
% APY (12 Months)^{2} |

% /
% APY (18 Months)^{2} |

% /
% APY (24 Months)^{2} |

% /
% APY (30 Months)^{2} |

% /
% APY (36 Months)^{2} |

% /
% APY (48 Months)^{2} |

% /
% APY (60 Months)^{2} |

©
State Employees' Credit Union