Quoted Rates, dividends, annual percentage yields (APY)
and rates (APR) are subject to change daily at the discretion of the Board
of Directors.
Fees
Fees are subject to change daily at the discretion of the Board of Directors.Checking Account (Monthly Maintenance)
| Monthly Maintenance Fee - interest bearing | $1.00 |
| Monthly Maintenance Fee - non - interest bearing1 | $2.00 |
| Services Fee2 | $0 |
| Non-Sufficient Funds/Special Handling3 1st two days with NSF's per year After 1st two days with NSF's |
$0 $12.00 |
| Stop Payment Order | $8.00 |
| Overdraft Transfer 4 1st two days with Overdraft Transfers per year After 1st two days with Overdraft Transfers |
$0 $0.50 |
| BillPay Service - 1st 50 payments per month free 5 | $0 |
CashPoints® Global Account
| Monthly Maintenance Fee | $1.00 |
| Stop Payment Order | $8.00 |
| BillPay Service - 1st 50 payments per month free5 | $0 |
Share, Money Market, IRA, SEP and CESA Accounts
| Transaction Fee | $0 |
| Service Fee - Share, IRA, SEP and CESA 6 | $0 |
| Service Fee - Money Market Shares 6 | $0 |
ATM, Debit and CashPoints Global Cards
| Transaction Fee | $0 |
| Reissue Card Replacement | $0 |
| Lost Card Replacement | $8.00 |
| PLUS® Network Completed Transaction/Inquiry Fee | $0.75 |
| PLUS Network Denied Transaction/Inquiry Fee | $0.35 |
Credit Card
| Visa® Annual Fee | $0 |
| Late Payment Fee | $5.00 |
| Exceed Credit Line Fee | $0 |
Safe Deposit Box Fees
| Annual Rental | Varies with box size |
| Lost Key | $18.00 maximum |
| Box Drilling | $145.00 maximum |
| Late Rental Payment Fee | $12.00 |
Miscellaneous Charges
| Returned Check/Item for Deposit or Payment | $5.00 |
| Check/Statement Copies - Routine Requests | $0 |
| Check/Statement Copies - Excessive Requests | $1.00 |
| Cashier's Check Purchase | $1.00 per cashier's check |
| Outgoing Domestic Wire Transfer | $10.00 |
| Outgoing International Wire Transfer | $25.00 |
| Notary Service | $0 |
| Verification of Deposit Request | $10.00 |
1No longer available to new accountholders.
2No service fee for accounts if less than 50 checks pay/clear per statement cycle. A $.20 per item fee will be charged for each check over the first 50. No service fee for Share, IRA, MMA, SEP and CESA accounts if minimum balance is maintained. Refer to deposit rates information for minimum balance requirements.
3Non-Sufficient Funds fees are waived for 2 separate days during the year through the Non-Sufficient Funds Fee Free Days Program. A $12 fee will be assessed per Non-Sufficient Funds item after Non-Sufficient Fee Free Days have been exhausted.
4Overdraft Transfers fees are waived for 2 separate days during the year through the Overdraft Fee Free Days Program. A $0.50 fee will be assessed per overdraft transfer not exceeding the maximum after Overdraft Fee Free days have been exhausted. Maximum of 6 overdraft transfers per month from a Z-Share or Money Market Share account. Transfers exceeding 6 will be charged a fee equal to the current Non-sufficient Funds Fee. Repeated excess transfers may result in loss of overdraft privileges.
5No fee for first 50 bill payments per month. Additional payments are $.20 each. This fee is debited from the designated account.
6No service fee for Share, IRA, MMA, SEP and CESA accounts if minimum balance is maintained. Refer to deposit rates information for minimum balance requirements.
2No service fee for accounts if less than 50 checks pay/clear per statement cycle. A $.20 per item fee will be charged for each check over the first 50. No service fee for Share, IRA, MMA, SEP and CESA accounts if minimum balance is maintained. Refer to deposit rates information for minimum balance requirements.
3Non-Sufficient Funds fees are waived for 2 separate days during the year through the Non-Sufficient Funds Fee Free Days Program. A $12 fee will be assessed per Non-Sufficient Funds item after Non-Sufficient Fee Free Days have been exhausted.
4Overdraft Transfers fees are waived for 2 separate days during the year through the Overdraft Fee Free Days Program. A $0.50 fee will be assessed per overdraft transfer not exceeding the maximum after Overdraft Fee Free days have been exhausted. Maximum of 6 overdraft transfers per month from a Z-Share or Money Market Share account. Transfers exceeding 6 will be charged a fee equal to the current Non-sufficient Funds Fee. Repeated excess transfers may result in loss of overdraft privileges.
5No fee for first 50 bill payments per month. Additional payments are $.20 each. This fee is debited from the designated account.
6No service fee for Share, IRA, MMA, SEP and CESA accounts if minimum balance is maintained. Refer to deposit rates information for minimum balance requirements.