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Deposit Rates
Money Market
/ APY
Checking
/ APY
Z-Share
/ APY
Quoted Rates, dividends, annual percentage yields (APY) and rates (APR) are subject to change daily at the discretion of the Board of Directors.

Fees

Fees are subject to change daily at the discretion of the Board of Directors.

Checking Account (Monthly Maintenance)

CashPoints® Global Account

Share, Money Market, IRA, SEP and CESA Accounts

ATM, Debit and CashPoints Global Cards

Credit Card

Safe Deposit Box Fees

Miscellaneous Charges


1No longer available to new accountholders.
2No service fee for accounts if less than 50 checks pay/clear per statement cycle. A $.20 per item fee will be charged for each check over the first 50. No service fee for Share, IRA, MMA, SEP and CESA accounts if minimum balance is maintained. Refer to deposit rates information for minimum balance requirements.
3Non-Sufficient Funds fees are waived for 2 separate days during the year through the Non-Sufficient Funds Fee Free Days Program. A $12 fee will be assessed per Non-Sufficient Funds item after Non-Sufficient Fee Free Days have been exhausted.
4Overdraft Transfers fees are waived for 2 separate days during the year through the Overdraft Fee Free Days Program. A $0.50 fee will be assessed per overdraft transfer not exceeding the maximum after Overdraft Fee Free days have been exhausted. Maximum of 6 overdraft transfers per month from a Z-Share or Money Market Share account. Transfers exceeding 6 will be charged a fee equal to the current Non-sufficient Funds Fee. Repeated excess transfers may result in loss of overdraft privileges.
5No fee for first 50 bill payments per month. Additional payments are $.20 each. This fee is debited from the designated account.
6No service fee for Share, IRA, MMA, SEP and CESA accounts if minimum balance is maintained. Refer to deposit rates information for minimum balance requirements.