Deposit Rates
Money Market
Quoted Rates, dividends, annual percentage yields (APY) and rates (APR) are subject to change daily at the discretion of the Board of Directors.

Monthly Statements

Zard members receive monthly statements for all accounts. These statements provide beginning and ending balances and transaction details allowing you to keep track of your account standings. Transactions and balances on monthly statements should match your records. If there are any differences, re-check your calculations and ask a parent for help. If you are still out of balance, call or visit your local branch for further assistance.

  • Statements available online through Member Access
  • Help the environment by opting out of mailed paper statements through Member Access
Visa® Credit Card Statements
  • Mailed within two days of the 20th of the month (statement date)
  • Opt out of mailed paper statements through Member Access
  • Annual credit card summaries available upon request