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Deposit Rates
Money Market
/ APY
Checking
/ APY
Z-Share
/ APY
Quoted Rates, dividends, annual percentage yields (APY) and rates (APR) are subject to change daily at the discretion of the Board of Directors.

Z-Share

If you are between the ages of 13 and 19, you can become an SECU member by opening a Z-Share account with a $ deposit. This savings account earns a competitive interest rate and is the foundation of a healthy savings plan. After your 20th birthday, this account will automatically convert to a regular share account.
  • Current interest rate is %/ % APY1
  • $ minimum opening deposit
  • $ required minimum balance2
  • No service charge3
  • Access this account via ATM, ASK SECU, Member Access, branch and SECU Contact Center
  • Interest automatically transfers monthly into your Z-Share account
  • Unlimited deposits
  • Debits from Z-Share accounts are subject to limitations as defined in Regulation D
  • Eligible to receive group term life insurance coverage in the amount of $1,000 at no cost
  • No checks can be written and no automated clearing house (ACH) debits are allowed on Z-Share accounts
Group Term Life Insurance Coverage

You are eligible to receive group term life insurance coverage in the amount of $1,000 at no cost. You (if you are age 15 or older) have the option to purchase an additional $9,000 of life insurance coverage through SECU Life Insurance Company at an annual cost of $18. If you are not age 15 or older, your parent/guardian can purchase the additional $9,000 of coverage on your behalf.










1Quoted Rates and annual percentage yields (APY) are subject to change daily.
2Minimum balance required to maintain membership and utilize SECU services.
3 A $1 fee is assessed if the account balance is below $ on the statement cut-off date.