Deposit Rates
Money Market
Quoted Rates, dividends, annual percentage yields (APY) and rates (APR) are subject to change daily at the discretion of the Board of Directors.


Are you ready to have more control over your money? A checking account is the next step. With this account, you can write checks and use your own Zard Card. If you are under the age of 18, a parent or guardian must be a co-owner.
  • Current interest rate is %/% APY1
  • $ required minimum balance2
  • $1.00 monthly maintenance fee
  • Free first box of personal checks
  • Free 50 checks per statement period
  • Any cleared checks exceeding 50 are charged $.20 per check
  • Overdraft transfer service is available with no fees for two separate days per year
  • Debit Card for purchases and ATM transactions
  • Access this account via ATM, ASK SECU, Member Access, your local branch and our 24/7 Member Services
  • Interest automatically transfers monthly into your checking account
  • Unlimited deposits and withdrawals
Keep in mind that more control means more responsibility and financial responsibility begins with your checking account!

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1Quoted rates and annual percentage yields (APY) are subject to change daily.
2Initial deposit must cover cost of initial maintenance fee(s).